Cremation Insurance is becoming a fast growing need among the rising senior population and the first place to start is by getting cremation insurance quotes. Determining the amount of cremation insurance needed and how that can fit into your budget is the first step in making sure your family is taken care of by paying for your final expenses. Before you can examine some cremation insurance quotes, you have to decide exactly how much cremation insurance you might need.
What is Cremation Insurance?
Cremation Insurance is a type of whole life insurance intended to pay first and foremost for your cremation expenses. For some families, they choose cremation because it is less expensive than a burial or because they would like their ashes spread in a meaningful place. If you are considering cremation insurance solely due to the lower cost, you will want to get multiple quotes for your whole life insurance plan as you might be surprised that you can afford a burial if it is your preference. Either way, cremation insurance is designed to be an affordable way to plan ahead for your cremation expenses so that your family doesn’t have to bear the financial burden of paying your final expenses.
Many people don’t realize that there are many expenses upon a person’s death that come up unexpectedly. Along with the actual cremation, there are legal expenses, remaining debts, memorial services, and title transfers of ownerships to consider. It is important to allow an expert to walk you through the needs you may have rather than assuming your cremation insurance will only pay for the cremation. That may still leave your family in a financial strain due to other unexpected expenses. Thankfully cremation insurance quotes make it easy to find a whole life insurance plan that fits into your budget and can still pay ALL the final expenses you might have.
How to get cremation insurance quotes?
Cremation insurance quotes are best provided by an insurance broker. An insurance broker works with many life insurance companies which means they can match your age and health profile with the company that will give you the most insurance at the lowest cost. Individual insurance agents only work with one company which limits your options. That company might penalize you for a daily medication you take while another company doesn’t consider your medication a red flag. It is important to allow an expert to assist you so that you don’t end up paying too much for your cremation insurance.
1 – 2 – 3 – easy steps to apply
Step 1– Complete a simple application with a short list of yes or no health questions
Step 2 – You are matched with the perfect cremation insurance plan for your age and health profile
Step 3– Approval, often instant or within 24 hours
How much Cremation Insurance do you need?
Now that you are assured about the quick and easy application process, you will want to think about if you would like your cremation insurance to include other financial provisions for your family. Cremation Insurance can pay for:
- Memorial Service
- Mausoleum rental
- Legal Expenses
- Monetary gift for college tuition, vehicle, or other family gift items
- Donation to preferred charity
Cremation insurance can pay for much more than just cremation. As you consider cremation insurance quotes, you may want to include some other final expenses so that your family has ALL possible expenses paid for upon your passing.
Peace of mind
The peace of mind as you get cremation insurance quotes and take that first step of protecting your family is priceless. Our clients are so relieved as we connect them with reputable companies such as Mutual of Omaha, AIG, and Royal Neighbors of America, knowing their death benefit will be paid out quickly so family members are taken care of in their time of need. It is important that you discuss your wishes with your family members so they can rest assured that they are carrying out your preferred plans. We specialize in going over the needs you know about and the ones you haven’t thought of so you can be sure that your cremation insurance is a whole life insurance plan that will provide enough money to cover all your needs.
Act NOW for the Best Cremation Insurance Quotes
If you were prompted to learn more about cremation insurance quotes, then now is the time to act. Rates are based on age and health and you aren’t getting any younger and medical conditions usually worsen, not improve. The application process is quick and easy and there are NO MEDICAL EXAMS with any of our plans. Approval is guaranteed for all applicants 85 and younger. All the insurance companies have an A plus rating with AM Best so you will be covered by insurance companies who have been around for decades if not over a century. Get your quote started now and we will get you the most coverage at the lowest price!